Best Low-Code Platforms Transforming Banking in 2025

Low-code platforms are making waves in the banking world by enabling financial institutions to create and launch digital solutions quickly—without needing deep technical expertise. 

This shift is helping banks innovate faster and reduce the delays often caused by complex coding processes. As the demand for digital transformation grows, low-code is providing the agility needed to keep up with market changes and customer expectations. 

In this article, we’ll explore the best banking low code platforms that are transforming banking in 2025, helping banks stay ahead and deliver more efficient, customer-focused solutions.

What is low-code in banking and finance?

Low-code is a visual, drag-and-drop approach to building applications, making it faster and easier to develop solutions without needing deep coding skills. 

Think of it as a toolkit where IT teams and business users can come together, using simple interfaces to create powerful applications that meet business needs.

In banking and finance, where speed and agility are critical, low-code platforms allow both IT professionals and business teams to collaborate closely. 

IT can focus on the technical aspects, while business users can contribute their expertise in customer needs and operational requirements. This collaboration results in faster development cycles and more tailored solutions—all while reducing reliance on traditional coding.

The importance of using low-code & no-code in banking industry

Low-code and no-code (LCNC) platforms are becoming crucial in the banking industry, allowing both IT teams and business users to develop applications quickly with minimal coding. Why is it important to use LCNC in the banking industry?

1. Faster digital transformation

LCNC platforms allow banks to rapidly develop and deploy applications, significantly accelerating the digital transformation process without the need for extensive coding expertise.

2. Enhanced agility

With LCNC, banking institutions can quickly respond to changes in customer expectations, market demands, and regulatory updates—without waiting for lengthy IT cycles.

3. Improved collaboration

These platforms enable both IT teams and business users to collaborate seamlessly, bridging the gap between technical and non-technical teams. This enhances innovation and ensures solutions align with business needs.

4. Cost efficiency

By reducing the need for specialized coding skills and enabling faster development, LCNC platforms help banks save on development costs and resource allocation.

5. Streamlined compliance

With built-in regulatory templates and workflows, LCNC platforms make it easier for banks to maintain compliance while adapting to constantly changing industry regulations.

6. Scalability and flexibility

LCNC platforms can be scaled to meet the growing demands of banks, offering customizable solutions that align with specific business processes, enhancing long-term sustainability.

7. Faster time-to-market

By minimizing development time and simplifying application updates, LCNC platforms allow banks to launch new services, products, or updates quickly, gaining a competitive edge in the market.

Key benefits of low-code for banking and finance

These benefits highlight why low-code platforms are increasingly becoming the go-to solution for banks—offering speed, efficiency, and greater control over the development process, all while keeping costs in check and ensuring compliance.

1. Speed

What used to take months can now be completed in just weeks—or even days. A mid-sized bank built an entire mortgage pre-approval system in only three weeks. 

Low-code dramatically reduces development cycles, allowing banks to move quickly and stay ahead of competitors.

2. Regulatory compliance

Regulatory changes are constant in banking. Low-code platforms allow banks to quickly adapt their applications to meet new compliance requirements without the need for complex coding. 

This flexibility makes it easy to update forms and workflows instantly, all without waiting for IT support.

3. Cost savings

Low-code platforms can reduce development cycles for new applications and faster for adding new features. This results in significant savings on development costs. 

Additionally, banks that have adopted low-code platforms have seen additional revenue and an increase in productivity.

4. Better resource utilization

With low-code, banks can make the most of their existing resources. Teams can take on more projects without the need to hire extra developers—an important advantage when tech talent is in short supply.

5. Enhanced agility and flexibility

Low-code platforms enable banks to respond quickly to market changes and customer needs, offering the flexibility to build and launch applications at a much faster rate than traditional development methods.

6. Seamless integration

These platforms connect effortlessly with core banking systems, payment gateways, and third-party APIs, allowing banks to integrate new solutions into their existing infrastructure without disrupting operations.

7. Security

With built-in encryption, audit trails, and compliance with industry standards like SOC 2, PSD2, and GDPR, low-code platforms ensure that applications remain secure and comply with financial regulations.

8. Enhanced customer experience

Low-code enables banks to launch customer-facing features quickly, improving the user experience and allowing for the creation of new digital products that meet customer expectations.

Top use cases for low-code in financial services

Low-code platforms are revolutionizing how financial institutions develop and manage digital solutions. 

These banking low code platforms allow both IT teams and business users to collaborate in ways that were previously impossible, speeding up application development and enabling rapid response to market needs. 

1. Customer portals and mobile banking apps

Enhancing customer experience is at the heart of modern banking, and low-code platforms make it easier than ever. Banks can quickly improve and update their mobile banking apps and customer portals. 

With drag-and-drop interfaces, IT and business teams can design intuitive interfaces, adapt to user feedback in real time, and make updates in days—not months. 

Whether it’s adding new payment options, introducing chatbots, or adjusting menu layouts, low-code allows banks to be agile and stay in tune with customer expectations, without relying on complex coding.

2. Loan origination and processing systems

Managing loan origination can be a slow, paper-heavy process—unless you’re using low-code. These platforms enable banks to automate loan application workflows, making the entire process more efficient. 

For instance, configurable application forms, eligibility checks, and document submission processes can all be managed visually, without writing extensive code. 

If regulatory requirements change, low-code platforms allow quick modifications to the system, ensuring the bank stays compliant while minimizing manual work.

3. Automated KYC and compliance workflows

Compliance is a massive concern for financial institutions, and low-code platforms can streamline KYC (Know Your Customer) and other compliance processes. 

By automating verification steps, banks can quickly adjust workflows, update forms, and integrate new verification rules without the need for extensive development. 

This is a game-changer in industries where compliance changes often and maintaining accurate, up-to-date records is crucial.

4. Fraud detection and risk management tools

Preventing fraud and managing risk is essential in banking, and low-code platforms help speed up the development of fraud detection and risk management tools. 

With these platforms, financial institutions can build custom workflows to detect suspicious activities in real-time, integrate AI for smarter decision-making, and reduce fraud-related risks by automating manual checks and balancing real-time data inputs. 

These tools help banks stay proactive rather than reactive, identifying issues before they escalate.

5. Financial dashboards and reporting

Real-time, accurate data is invaluable in the financial world, and low-code platforms excel at helping banks visualize financial performance. 

Financial analysts can use drag-and-drop tools to create interactive dashboards that track transaction volumes, customer behavior, and other key performance indicators (KPIs). 

This allows banks to have immediate visibility into the health of their business, enabling data-driven decision-making and faster reactions to emerging trends.

6. Integration with legacy systems and modern fintech solutions

One of the biggest challenges banks face is integrating new solutions with their existing infrastructure, especially when dealing with legacy systems. 

Low-code platforms simplify this process by offering easy-to-use APIs that seamlessly connect with third-party services and legacy banking systems. 

Whether it’s linking to payment gateways, CRM systems, or fintech tools, low-code platforms allow for smooth integration, ensuring that new solutions work harmoniously with what’s already in place.

7. Enhanced customer experience with analytics and personalization

low-code platforms give banks the ability to personalize their services by integrating analytics that offer insights into customer preferences. 

With real-time data dashboards, banks can tailor their offerings based on transaction patterns and customer behavior, enabling hyper-personalized services like targeted loan offers, customized payment plans, or tailored investment recommendations. 

This helps banks enhance customer satisfaction while boosting engagement.

8. Partnership management

Collaboration with third-party providers and fintech partners is becoming increasingly important. Low-code platforms facilitate seamless integrations with external services, such as rewards programs, expense tracking, or investment tools, making it easy for banks to expand their offerings and integrate new services. 

Moreover, secure data sharing between partners is made simple, allowing banks to create joint services with minimal effort. This partnership ecosystem creates opportunities for innovative collaborations, which is crucial in today’s competitive market.

Choosing the right enterprise low-code application platform for banking

When selecting an enterprise-level low-code application platform for banking, it’s crucial to ensure the platform meets several key requirements. 

These factors will help streamline development while ensuring that the platform aligns with the regulatory and operational needs of the banking industry:

1. Security and compliance

Banking applications handle sensitive financial data and must comply with strict regulatory standards. 

The low-code platform should be equipped with features that ensure data protection, audit trails, and compliance with industry standards such as SOC 2, PCI-DSS, and GDPR. 

Ensuring the platform adheres to these security and compliance requirements is essential for maintaining trust and meeting legal obligations.

2. Integration capabilities

Banks rely on a range of legacy systems and third-party services, so seamless integration is a non-negotiable feature. 

The ideal low-code platform should provide ready-made connectors to core banking systems, payment gateways, and various fintech services, enabling easy data exchange and reducing the complexities of connecting disparate systems.

3. Ease of use

The platform should be user-friendly, enabling collaboration between business and IT teams. It should match the complexity of the application with the skill levels of your team. 

For banking teams that may not have extensive coding expertise, it should offer a drag-and-drop interface that simplifies application development while still allowing for more advanced features when necessary.

4. Scalability

As a banking institution, your platform needs to handle growing transaction volumes and expanding enterprise needs. The chosen low-code platform must be scalable, able to manage a high number of users and transactions without compromising performance. 

It should also be adaptable enough to scale with future technological advancements or regulatory changes.

5. Customization

While low-code platforms excel in streamlining application development, banks often have unique requirements. A good enterprise low-code platform should allow for custom coding to cater to specific needs or workflows. 

This flexibility ensures that even the most complex banking scenarios can be addressed, while still maintaining the speed and efficiency benefits of low-code development.

8 best recommended banking low code platforms

These banking low code platforms allow banks to accelerate their digital transformation, meet regulatory requirements, and innovate in real-time—all without relying on traditional, resource-heavy development cycles. 

Let’s explore the top banking low code platforms and why they are perfect for different banking needs.

1. Mekari Officeless

Mekari Officeless is a no-code/low-code platform designed to help businesses create custom solutions quickly and easily. 

Mekari Officeless is especially helpful for industries like banking and finance, where data security, regulatory compliance, and system integration are critical. 

This banking low code platform helps you automate tasks, improve workflows, and make data more accessible—all without needing a dedicated development team.

Key features:

• Drag & Drop Configuration: Easily design and set up workflows using a drag-and-drop interface. No need for coding expertise—just customize solutions to your business needs in a simple, intuitive way.
• Security: Mekari Officeless keeps everything encrypted, making it a trusted platform for sensitive banking and finance data.
• Effortless Integration: Seamlessly connect Mekari Officeless to your existing systems, like banking software, payment gateways, and CRMs. It helps ensure your new tools work smoothly with what you already have.
• Unified Data Management: Keep all your data in one place for easier management. Mekari Officeless lets you centralize and access your data in real-time, helping you make faster and better decisions.
• Flexible Deployment: Deploy your solutions anywhere. Whether you need it on-site or on the cloud, Mekari Officeless offers flexible options to suit your business needs.
• Scalability: As your business grows, Mekari Officeless grows with you. It can handle increased data and transactions, ensuring smooth operations no matter how big your business gets.

Ratings & notes:

• Ease of Use: Mekari Officeless is easy for anyone in your team to use, even without technical knowledge, making it ideal for non-technical users in departments like finance, HR, and operations.
• Customer Support: The platform provides excellent customer support to help you set up and optimize your use of the platform.
• Adaptability: It’s perfect for industries like banking and e-commerce, offering customizable solutions that can meet specific business needs.

2. Blaze.tech

Blaze.tech is banking low code platforms, specifically tailored for compliance-heavy environments. 

It excels at automating complex workflows that require compliance monitoring and regulatory checks, making it a great choice for financial institutions that prioritize security and regulatory adherence.

Key features:

• Pre-built banking templates: Start with templates designed for the banking industry.
• Enterprise-grade security: SOC 2 certification ensures data protection.
• Built-in compliance features: Stay aligned with regulatory requirements.

Ratings & notes: 

Blaze.tech has received positive feedback for its security and compliance capabilities, especially suited for large banks looking for robust, out-of-the-box solutions. The platform’s pre-built templates make deployment quick and effective.

3. OutSystems

OutSystems is an enterprise-grade low-code platform offering a complete app lifecycle solution. It supports the development of both customer-facing apps and backend tools, ensuring scalability and integration with core banking systems.

Key features:

• AI-assisted development: Helps developers by suggesting code and speeding up the development process.
• Seamless integration: Connects effortlessly with existing banking systems.
• Rapid updates for regulatory changes: Quickly implement changes as new regulations emerge.

Ratings & notes:

OutSystems is known for low-code platforms for enterprises, highly praised for its scalability, speed, and support. It’s often recommended for large financial institutions that require full-featured applications with minimal coding.

4. Mendix

Mendix focuses on mobile banking apps and customer onboarding, offering an intuitive interface for banks to manage customer relationships and enhance mobile experiences.

Key features:

• Mobile-friendly app development: Build apps that deliver great experiences on mobile devices.
• Customer onboarding templates: Simplify the process of bringing new customers on board.
• Legacy system integration: Easily integrates with existing infrastructure.

Ratings & notes:

Mendix is popular for customer-facing solutions like mobile banking and onboarding. It’s highly rated for collaboration tools and its ability to integrate smoothly with legacy systems, making it perfect for banks looking to enhance mobile experiences.

5. Appian

Appian is a banking low code platform known for process automation and improving operational efficiency in banking. It simplifies complex workflows and provides real-time collaboration features to drive faster decision-making.

Key features:

• Workflow automation: Automate routine processes to reduce manual work.
• Real-time collaboration: Share insights and data across departments instantly.
• Compliance tools: Built-in features to ensure regulatory compliance.

Ratings & notes:

Appian is widely regarded for its ability to automate banking operations and provide enterprise-grade compliance tools. It’s well-suited for banks looking to optimize their workflows and enhance internal efficiencies.

6. Salesforce Lightning

Salesforce Lightning specializes in customer relationship management (CRM) for banks. It’s designed to help banks offer personalized customer experiences by unifying customer data across platforms.

Key features:

• Unified customer data: Access a complete view of each customer.
• Service automation: Automate client service and marketing efforts.
• Seamless integration: Connect with banking tools and third-party services easily.

Ratings & notes:

Salesforce Lightning excels in CRM and is widely used across the financial sector for personalized services. It’s especially recommended for banks aiming to improve customer relationships and streamline client interactions.

7. Microsoft Power Apps

Microsoft Power Apps is built for secure, scalable applications within the Microsoft ecosystem. It’s ideal for banks already using Microsoft products and integrates seamlessly with Azure and Microsoft 365.

Key features:

• Integration with Microsoft tools: Easily connects with Microsoft 365 and Azure.
• Secure applications: Build apps with strong security features.
• User-friendly interface: Drag-and-drop interface for quick development.

Ratings & notes:

Power Apps is best suited for banks already entrenched in the Microsoft ecosystem. Its strong security and scalability make it a top choice for internal applications and external-facing services.

8. Pega Platform

Pega specializes in decision automation and legacy system integration, helping banks optimize operations and deliver personalized banking experiences.

Key features:

• Automation of repetitive tasks: Streamline manual work with automation.
• Legacy system compatibility: Integrates smoothly with older banking systems.
• Customer personalization: Tailor services based on customer data.

Ratings & notes:

Pega is highly rated for decision automation and its ability to modernize legacy banking systems. It’s perfect for banks looking to automate complex processes and improve customer service.

The best low code no code platform for banking: Mekari Officeless

When it comes to transforming the banking industry, Mekari Officeless stands out as the best banking low code/no-code platform. It enables financial institutions to streamline operations, improve compliance, and enhance customer experience without the need for complex coding. 

With its intuitive drag-and-drop interface, Mekari Officeless empowers both IT teams and business users to collaboratively build, modify, and deploy applications faster than ever before.

Whether you’re looking to improve mobile banking, automate workflows, or integrate new services, Mekari Officeless helps you adapt quickly to market needs, all while ensuring top-notch security and compliance. It’s the ideal platform for banks aiming to innovate efficiently, meet regulatory requirements, and stay ahead of the competition.

Ready to take your banking services to the next level? Start with Mekari Officeless today!

References

Blaze. ”Top 7 Low-Code Platforms for Banking in 2025”
Eximee. ”Low-code development in banking – a comprehensive guide”